Acag Punjab Gov pk Apni Chat Apna Ghar Scheme
The “Apni Chhat Apna Ghar Scheme” launched by Chief Minister Maryam Nawaz Sharif, is a significant project aiming at providing inexpensive homes to Punjab residents. This project is part of the government’s larger goal of ensuring that every citizen has a place to call home. The plan makes it easier to become a homeowner by providing a simple online registration process. If you want to apply for the Apna Ghar scheme in 2024, follow these procedures. This is an excellent opportunity to make your goal of owning a home a reality.
Advantages of Apni Chhat Apna Ghar
The Government of Pakistan announced the Apni Chhat Apna Ghar Scheme, which aims to provide 100,000 inexpensive homes to Punjab inhabitants. This program is specifically tailored to people and families who are unable to build their own homes owing to financial constraints. The Punjab government is offering a loan of 15 lakh rupees to help build these dwellings, with the full program scheduled to be finished in three phases over four and a half years.
How to Fill acag.punjab.gov.pk Apni Chat Apna Ghar Scheme Registration Form
Here is the Citizen Registration form, which allows anyone to register and apply for a housing loan. Only Punjab residents are eligible for the Apna Ghar Program. There should be a legitimate domicile in any Punjab district.
- Visit the Official Apna Ghar Scheme Portal
Start your application by going to the official website, Acag.punjab.gov.pk. The site is intended to be user-friendly, offering all relevant information to applicants. - Register on the Portal
Select the registration option and provide your personal information, including your name, CNIC number, and contact information. To avoid problems with your application, be sure that all information is valid. - Complete the Application Form
After enrolling, complete the online application form with information about your family, income, and the type of housing you require. Providing precise and accurate information improves your chances of qualifying for the plan. - Submit Your Application
Check your completed application form to check there are no errors. Once you’re pleased, submit your application. You will receive a confirmation message via SMS or email to confirm your application submission. - Track Your Application Status
You can return to the site at any time to see the status of your application. This function keeps you informed about your application’s status.
Lists of Successful Candidates
Those who are selected in the draw can get loans up to Rs1.5 million. The loan can be repaid through easy monthly installments of Rs14,000 over a period of 7 years. This makes it easier for families to afford a home without facing heavy financial burdens.
Successful applicants can check their application status online. By logging into the official portal at acag.punjab.gov.pk, they can find out if they have been selected for the loan. Additionally, district officials will reach out to successful candidates to provide further details.
Lists of successful applicants will be displayed in the offices of deputy commissioners and assistant commissioners. These officials will also share the list on their social media pages. Applicants can either visit the offices or check online to see if they have been selected.
Monthly Installments for Apni Chhat Apna Ghar Scheme
This housing scheme offers homes in 5 and 10 Marla sizes, with affordable monthly installments. The goal is to make homeownership more accessible for families with lower incomes.
Launch of the Apni Chhat Apna Ghar Programme
The Apni Chhat Apna Ghar programme was officially launched on September 5th by Punjab Chief Minister Maryam Nawaz. The launch event took place at the Commissioner’s Office in Dera Ghazi Khan. During the event, Chief Minister Maryam Nawaz conducted the draw in front of ministers, assembly members, and local leaders.
In the draw, the first selected name was that of a citizen named Abdul Latif. Successful applicants will begin receiving their loan installments by September 15th.
Maryam Nawaz emphasized that this scheme will be one of the largest housing projects in Pakistan, aimed at helping countless families across the province.
Lists of Successful Candidates
The lists of all successful candidates from various districts in Punjab, including places like Attock, will be available in district offices and shared on social media platforms. Candidates can visit the offices or check online to confirm their selection.
Eligibility Criteria for Apna Ghar Scheme Online Registration
To qualify for the Apna Ghar scheme, you must meet the following criteria:
- Head of Family: The applicant must be the head of the family, as per NADRA records.
- Permanent Resident: The applicant must be a permanent resident of Punjab, as indicated on their CNIC.
- Land Ownership: The applicant must own land up to 5 Marla in urban areas or up to 10 Marla in rural areas in Punjab.
- No Criminal Record: The applicant should not have a criminal record or be convicted of serious crimes.
- No Loan Defaults: The applicant should not be a loan defaulter with any financial institution or bank.
- NSER Registration: The applicant should be registered with the National Socio-Economic Registry (NSER) and have a PMT score of 60 or less.
Contact Information
If you encounter any issues or have questions about the application process, you can reach out to the Apni Chhat Apna Ghar helpline:
- Phone Numbers: 042-99213419, 042-99213428, or 0800-09100
- Official Website: acag.punjab.gov.pk
- Email: info@phata.punjab.gov.pk
The helpline is available to assist you with any queries or concerns.
District Wise Quota of Loans for Apni Chhat Apna Ghar Scheme
The Apna Ghar initiative has assigned loan quotas to various districts in Punjab, arranged by zone and PHATA area. This is a summary of the distribution:
- Center Zone: Includes districts like Bhakar, Khushab, Layyah, and others, with a total loan distribution of 4,423 units.
- North Zone: Covers districts such as Gujranwala, Lahore, and Rawalpindi, with a total distribution of 8,003 units.
- South Zone: Encompasses districts like Bahawalpur, Multan, and Sahiwal, with 5,074 units distributed.
Apni Chat Apna Ghar District Wise Quota for Housing Units 2024
| Sr. No. | District | Loan Distribution |
| 1 | Bhakar | 283 |
| 2 | Khushab | 243 |
| 3 | Layyah | 366 |
| 4 | Mianwali | 307 |
| 5 | Muzaffargarh | 714 |
| 6 | Chiniot | 313 |
| 7 | Faisalabad | 851 |
| 8 | Jhang | 451 |
| 9 | Sargodha | 520 |
| 10 | Toba Tek Singh | 376 |
| 11 | Gujranwala | 657 |
| 12 | Hafizabad | 302 |
| 13 | Kasur | 484 |
| 14 | Lahore | 1690 |
| 15 | Nankana | 314 |
| 16 | Narowal | 357 |
| 17 | Okara | 518 |
| 18 | Pakpattan | 401 |
| 19 | Sheikhupura | 512 |
| 20 | Sialkot | 570 |
| 21 | Attock | 287 |
| 22 | Chakwal | 263 |
| 23 | Gujrat | 466 |
| 24 | Jhelum | 225 |
| 25 | Mandi Bahauddin | 358 |
| 26 | Rawalpindi | 600 |
| 27 | Bahawalnagar | 454 |
| 28 | Bahawalpur | 517 |
| 29 | Rahim Yar Khan | 714 |
| 30 | DG Khan | 498 |
| 31 | Khanewal | 458 |
| 32 | Lodhran | 380 |
| 33 | Multan | 726 |
| 34 | Rajanpur | 368 |
| 35 | Sahiwal | 443 |
| 36 | Vehari | 517 |
Each region is allocated a specific number of housing units to ensure equitable distribution across the province.
Punjab’s district-specific loan quota for home development consists of the following. 283 loans are given to Bhakar, 243 to Khushab, 366 to Layyah, 307 to Mianwali, 714 to Muzaffargarh, 313 to Chiniot, 851 to Faisalabad, 451 to Jhang, 520 to Sargodha, 376 to Toba Tek Singh, 657 to Gujranwala, 484 to Kasur, 1690 to Lahore, and 314 to Nankana. Pakpattan 401, Sheikhupura 570, Attock 287, Chakwal 263, Gujrat 466, Jhelum 225, Mandi Bahauddin 358, Rawalpindi 600, Bahawalnagar 454, Bahawalpur 517, Rahim Yar Khan 714, DG Khan 498, Khanewal 458, Lodhran 380, Multan 726, Rajanpur 368, Sahiwal 443, and Vehari 517. The goal of this extensive distribution is to meet the province’s housing demands.
Key Objectives of the Apni Chhat Apna Ghar Scheme:
- Better Living Conditions: The scheme aims to offer improved living environments for low-income families.
- Access to Basic Services: It ensures that families have access to essential services like water, sanitation, and electricity.
- Community Growth: The initiative supports the development and growth of communities across Punjab.
- Reducing Overcrowding: It addresses issues of overcrowding and helps prevent the spread of slums.
- Community Safety: The scheme is designed to enhance the safety and well-being of communities.
- Job Creation: Building 100,000 homes is expected to create around 500,000 jobs, boosting the local economy.
This initiative not only provides housing but also contributes to community development and economic growth in Punjab.
Key Highlights of the Apna Ghar Scheme
- Government Initiative: Launched by CM Punjab, Maryam Nawaz, to provide affordable housing.
- Online Registration: Accessible through the official Acag.punjab.gov.pk website.
- Eligibility Criteria: Includes land ownership, NSER registration, and other specific requirements.
- Support: A dedicated helpline and email support are available for applicants.
All Steps to Apply for the CM Punjab Apni Chat Apna Ghar Scheme
Follow this step-by-step guide to successfully complete and submit your application for the Apni Chhat Apna Ghar scheme through the acag.punjab.gov.pk portal.
Registration Process
Start by enrolling on the site and providing all of your basic information on the registration page. A example registration form is available on the website.
Login to the Portal
After registering, log in with your CNIC and the password you created. Make care to preserve your password securely, as you’ll need it to monitor the status of your Apni Chhat Apna Ghar application 2024.
Login Form
Enter your CNIC and password into the login box at acag.punjab.gov.pk. You may use your own CNIC or that of a qualified family member, such as your spouse. After logging in, you’ll see a certificate page.
Certificate Page
The certificate page will include several checkboxes. Carefully review all of the points, tick the necessary boxes, and then click the “Proceed” button. This opens the next application form.
Complete the Application Form
On the second page of the registration form, some information may already be pre-filled. Complete the remaining sections with accurate details. Avoid providing any incorrect information, as this could lead to the rejection of your application.
Enter Property Details
In this section, provide detailed information about the property for which you are seeking a loan. Specify the plot size and include your current residential address.
Household Details
Complete your household’s socio economic profile. If you are married, enter information about your spouse. If both you and your spouse are applying, make sure to specify this on the form. Also give details about your job or business.
Upload ownership documents
You will need to upload three different types of papers. First, upload a photo of your ownership document, which may be a *Fard* if you live in the countryside or a possession letter if you live in a city or housing society. Next, upload images of both the front and back sides of your CNIC..
Submit Feedback
The final section allows you to enter remarks or feedback. Use this space to explain your financial situation or any other relevant details. You can also request a more favorable evaluation score. After entering your feedback, submit the form. A video tutorial is available for further guidance.
Error Handling
If you encounter the error message, “Your application draft has been saved but PMT Record not found against your CNIC. Please visit the NSER office to get registered and submit the final application by using the same login,” you will need to visit the nearest NSER office to get your PMT score status updated. Addresses for NSER offices in Punjab are available for your convenience.
Conclusion
The CM Punjab Apna Ghar Scheme is a crucial step towards providing cheap housing to Punjab citizens. The initiative, with its simple online registration process and well-defined eligibility criteria, is intended to help low-income families realize their dream of homeownership. The large district-based loan distribution guarantees that the benefits are distributed equally throughout the province. If you match the eligibility conditions, don’t pass up this chance to apply and secure a safe, comfortable home for your family. A dedicated helpline and online portal are provided to guide you through the application process.
FAQs
Who can apply for the Apna Ghar scheme?
Only residents of Punjab who meet the specified eligibility criteria can apply.
How can I apply for the Apna Ghar scheme online?
You can apply by visiting the Acag.punjab.gov.pk Apna Ghar scheme online portal and following the registration process outlined above.
What should I do if I encounter issues during registration?
If you face any issues, you can contact the helpline at 042-99213419, 042-99213428, or 0800-09100, or email at info@phata.punjab.gov.pk.
How do I track my ACAG application status?
You can track your application status by logging into the portal using your credentials.
Is there any fee for the Apna Ghar Scheme application?
No, there is no fee for applying to the Apna Ghar scheme.