The Punjab government has made a great effort to assist low-income families in building their own homes by establishing specialised facilitation desks in Faisalabad. These workstations are part of the larger “Apni Chhat Apna Ghar” project, an effort led by Punjab Chief Minister Maryam Nawaz, which aims to provide interest-free loans to people who need financial aid to construct their homes.
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What is the Apni Chat Apna Ghar Scheme 2024?
The “Apni Chat Apna Ghar” project is a government initiative that aims to help low-income households in Punjab achieve their ambition of owning a home. This programme provides interest-free loans of up to Rs 1.5 million to qualifying households, allowing them to construct a basic dwelling with basic amenities. The plan targets families that earn less than 60,000 PKR per month and possess a tiny piece of land.
Facilitation Desks in Faisalabad 2024
To make the application procedure more accessible, the Punjab government has set up facilitation kiosks in major areas throughout Faisalabad. These desks have been installed in the offices of the deputy commissioner, assistant commissioners, and the Punjab Housing and Town Planning Authority (PHATA). The goal of these desks is to streamline the application process and provide on-the-spot support to candidates who may not have access to the internet or require help with their applications.
Also Read: How to Apply for the Apni Chhat Apna Ghar Scheme – A Complete Guide
How to Apply for the Loan 2024
Eligible families in Faisalabad can apply for the “Apni Chhat Apna Ghar” initiative online or at one of the facilitation desks. The process is simple, and there are no fees for filing an application. Applicants who visit the facilitation desks will receive rapid assistance from the personnel, who will submit their applications on-site. After the applications are received, a balloting process will determine which applicants will receive the interest-free loan to build their homes.
Visit: https://acag.punjab.gov.pk/
Eligibility Criteria 2024
To be eligible for the loan under the “Apni Chhat Apna Ghar” plan, candidates must meet the following conditions:
- Income: The family’s monthly income must be less than 60,000 PKR.
- Land Ownership: Applicants must own a plot of land, with a size of five marlas in urban areas or 10 marlas in rural areas.
- Purpose: The loan must be used to construct a house on the owned land.
This effort is especially advantageous to Faisalabad families who are struggling to finance the construction of their homes. The loan will cover the cost of creating critical rooms, such as a kitchen and bathroom, providing families with a safe and comfortable living environment.
Government Support 2024
In addition to giving loans, the Punjab government would ensure that the new dwellings have essential utilities like water, power, and sanitation. The housing designs will be produced in partnership with the Pakistan Council for Architects and Town Planners, ensuring that they are practical and suit the needs of low-income families
Conclusion
The installation of facilitation desks in Faisalabad is an important step towards making the “Apni Chhat Apna Ghar” initiative available to people who need it the most. This project will enable many low-income households in Faisalabad to build their own homes without the burden of high-interest loans. The Punjab government assists these families in achieving stability and security by providing financial support and basic necessities.